New Delhi, March 20 -- Credit cards have become a popular option for people who want to make smart payments and earn rewards every time they make transactions. Virtual credit cards (VCCs) have taken a lead as a preferred choice of digital transactions due to the enhanced security and convenience it imparts.

Safer online shopping: VCCs are safer for online shopping as you can use temporary card details that are secured from fraudulent websites.

More responsible spending: You can set limits on spending and usage restrictions for a more responsible spending. This will help you not to have to spend a fortune at the end of the billing cycle, when you may not have the money or be able to afford it

Fraud protection in insurance payments: VCCs...