New Delhi, Oct. 14 -- As the festive fever builds, borrowers look towards modern ways of borrowing funds. Tools such as personal loans, credit cards, and buy-now, pay-later services are just a few options that borrowers look to for meeting their day-to-day expenses, gifts for friends, and other spending obligations.

To put it simply, it is crucial to understand that Buy Now, Pay Later (BNPL) services can significantly impact one's credit score. Still, the impact depends entirely on how one uses them and whether the provider reports your behaviour to credit bureaus. This write-up is dedicated towards discussing the same concept in detail.

You can manage BNPL responsibly by following the given steps:

Therefore, any form of credit or borr...