New Delhi, July 1 -- In a unique example of using artificial intelligence for personal finance, a woman in the United States has successfully paid off more than half of her credit card debt, worth over $23,000 (approximately Rs.19.69 lakh), by turning to ChatGPT for guidance.

Jennifer Allan, a 35-year-old realtor and content creator based in Delaware, told Newsweek that despite earning well, she had long struggled with financial management. "Not because I don't make enough, but because I was never taught financial literacy," she said.

Allan's financial situation worsened after the birth of her daughter, when medical emergencies and the costs of new parenthood caused her to increasingly rely on credit cards. "We weren't living lavishly. ...