New Delhi, Nov. 10 -- Ever since UPI payments got mainstream in India, I wanted it to be possible to do UPI payments without internet. And it finally happened-you can now make payments using UPI without an internet connection. This is very useful for places where cellular internet connection is not stable.

This became possible because of the USSD service through the code *99#. This service enables you to do UPI payments using an interactive menu. This means that if the UPI service is enabled on the number, the transaction can be done using a feature phone.

This offline UPI service is not free; you need to pay Rs.0.50 per transaction, and it supports transactions up to only Rs.5000. It works across all telecom networks and mobiles, makin...