New Delhi, May 23 -- In India, boosting your credit profile or enhancing your credit score during periods of unemployment is quite challenging but it is still achievable.

A strong credit score is crucial for future financial opportunities, including but not limited to securing flexible personal loans and premium credit cards.

Your credit score is nothing but the report card of your financial repayment history. This score is important because it helps lenders in deciding whether it is prudent to lend you money or not.

Akshay Aedula, Product and Growth, CRED says, "Improving your credit score while unemployed is possible but requires a more intentional approach. While income plays a role, it isn't the only factor. Timely repayments matte...