New Delhi, March 26 -- With the financial year nearing its end, Indian taxpayers are seeking good investments that not only give returns but also enjoy reasonable tax exemptions. Here are five primary income tax-saving investment plans that can get you fit financially and enable you to maximise tax returns.

Public Provident Fund (PPF) is a long-term saving scheme guaranteed by the government and best suited for conservative investors. It has a 15-year lock-in period and also offers a maximum annual limit of Rs.1.5 lakh under Section 80C of the Income Tax Act.

The rate of interest for this scheme is around 7.1% per annum, compounded annually, and the interest received and maturity amount are exempted from tax, making it a sure investment...