New Delhi, Jan. 14 -- Credit cards are a great way to save on your expenses and become a smart spender. In today's times, credit cards are no longer just an add on to your luxury but have become a necessity. The flexibility and convenience of paying through credit cards makes it a popular choice amongst users.

With credit cards you do not have to worry about spending money immediately from your pocket as the lender pays on your behalf and you do not have to worry about it until the next bill repayment date.

If you are planning to apply for a credit card in the new year, you can check out these best credit cards for 2025. Although you must note that the annual fee and features may change as per the updated policies of the bank. Hence, it...