New Delhi, June 17 -- Celebrating your birthday in style and with a lot of enthusiasm is exciting but swiping your credit card to fund the same might not be the smartest move. While credit cards do provide instant gratification, they also carry the risk of high interest, rising debt, and credit score damage that can linger long after the party ends.

Echoing this, Saurabh Bansal,founder, Finatwork Investment, says, "Using a credit card for your birthday might feel convenient, but it can lead to lasting debt. High interest, impulsive spending, and the minimum payment trap often turn short celebrations into long-term financial stress. Think beyond the moment-your credit health depends on it."

Hence, before you swipe, check out five importa...