New Delhi, July 16 -- Credit cards offer a lot of benefits and convenience but there are a few things that you must follow to keep your credit score in good health. Paying the entire amount that is accrued on your credit card in a billing cycle within the due date and not using it for cash withdrawals are among the cardinal rules of usage. This is because missing payments and cash withdrawals attract high interest rates.

In fact, credit cards charge interest right from the day you use it to withdraw cash at the ATM. But how about credit cards that do not charge any interest for cash withdrawals for the entire billing period that can be 45-50 days long? IDFC First Power RuPay, IDFC First Power Plus RuPay Select and Axis Bank Burgundy Priv...