New Delhi, Oct. 3 -- Before you decide to invest in a mutual fund scheme, experts recommend first comparing their past returns. This gives some indication of the scheme's future potential. Although past returns do not guarantee future returns, they are seen to be setting the tone for their future performance, thus incentivising investors to view them positively.

Additionally, evaluating amutual fund scheme's long-term returns (minimum 3 years) gives a fair idea of its growth potential.

Therefore, we have hand-picked a fewequity mutual funds which have delivered over 25 percent annualised return in the past three years. Most of these schemes are in the small cap category, whereas a few are mid cap funds too.

For those who are not aware,...