New Delhi, July 1 -- We often worry about market crashes, interest rate hikes, or GDP slowdowns. But the real threat to your money is far more silent-and far more dangerous.

Inflation doesn't roar. It whispers.

Think of a frog in gradually boiling water. It doesn't realise the danger-until it's too late. That's inflation. It doesn't break headlines like a stock market crash. It doesn't dominate news cycles like central bank rate decisions. But it's always there-quietly eroding the value of your money, one percentage point at a time.

When markets drop, portfolios flash red. But inflation works differently. It doesn't shock; it erodes. And unlike market volatility-which is temporary-inflation's impact is permanent, especially if you don'...