New Delhi, April 29 -- After covering everything from Tier 1 and Tier 2 accounts to annuities, withdrawals, and tax benefits, the final episode of the "NPS Made Simple" series brings it all together in a rapid-fire format, packed with bite-sized insights and some bigger reflections on retirement planning.

This episode with Subhasis Ghosh, CEO of Kotak Pension Fund, cuts through the noise around retirement myths, SIPs vs lump-sum, early retirement, and even how to explain the NPS to a 7-year-old.

The debate ends here. According to Ghosh, SIP (Systematic Investment Plan) wins hands down, especially when market timing is uncertain. Regular investing not only smooths out market volatility but also builds long-term financial discipline. "Tim...