New Delhi, May 5 -- Driving is a privilege that comes with responsibilities. Although most drivers understand the need to follow traffic rules, the truth is that violations are more frequent than we would like to admit. Traffic violations can have far-reaching consequences beyond fines and penalty points, such as speeding tickets or drunk driving charges. One often overlooked effect of traffic infractions is the potential change in your auto insurance coverage.

This post explores how your auto insurance prices relate to traffic offenses, how insurance companies evaluate risk, and how you can help reduce financial damage.

Understanding your premium can help you better appreciate the effect of infractions. Insurance companies analyse seve...