New Delhi, April 1 -- Saddled with huge credit card bills that you are finding difficult to pay? While converting your big-ticket purchases into EMIs (Equated Monthly Instalments) will help, you can manage these huge bills by transferring them entirely to another credit card that charges nil/low interest rate for a limited period of time.

While State Bank of India (SBI) and RBL Bank offer zero interest for credit card balance transfers for a limited timeframe, others including HSBC India provide them at low interest rates. Here is a guide on credit card balance transfers, its benefits, do's and dont's in the process.

It involves transferring your credit card balance to save money on interest while paying off your debt at the same time. ...