New Delhi, Jan. 23 -- You wouldn't buy a suit without checking the measurements. You certainly wouldn't build a house without a blueprint. Yet, when it comes toterm insurance-the biggest safety net of our lives most of us just guess. We pick a round number Rs.1 Crore, maybe Rs.2 Crores and cross our fingers.

But hope is not a strategy. When you are dealing with your family's survival, a stab in the dark is dangerous. Guess too low, and they are vulnerable. Guess too high, and you are burning cash on premiums you don't need. The conversation has shifted. It is no longer about prediction; it is about accuracy. The tool driving this isn't just a widget; it is the Term Insurance Calculator. It is the bridge between a rough estimate and a rob...