New Delhi, Jan. 28 -- A credit card is undoubtedly a powerful weapon in today's time and age to make online payments. Not only does it offer a great degree of convenience and comfort but gives a number ofrewards andcashbacks.

Meanwhile, it is important to remember thatUPI payments are growing faster than card payments. Payments via UPI touched 2.34 lakh crore in Oct 2024, reflecting an increase of 37 per cent in the past 1 year, the latest RBI data shows.

Now what if you use UPI and get a credit line on it. This is like being able to enjoy the best of both worlds. In other words, this is similar to getting the UPI service activated on thecredit card.

Is this advisable or not, we share some key advantages and disadvantages.

1.Can seek ...