New Delhi, April 16 -- In an ever changing landscape of financial planning in the country, term insurance has become a cornerstone for several seeking to secure their family's future financial security and prosperity. Now given that the primary function of term insurance is to provide death benefits to the deceased's family members.

Some of the prominent term life insurance plans that can be considered by applicants are, Max Life Smart Secure Plus Plan, HDFC Life Click 2 Protect Super, PNB MetLife Mera Term Plan Plus among others.

Still, the inclusion of riders, particularly the disability related rider can go a long way to ensure that the term insurance policies protective scope is enhanced immensely. This can in-turn help in efficient...