New Delhi, July 1 -- A recent Madras High Court ruling has upheld State Bank of India (SBI)'s decision to revoke a job offer over poor credit history. The verdict clearly highlights how essential financial discipline is for job seekers, especially in banking and finance roles.

The Hindu recently reported this significant judgment, reinforcing the idea that a clean credit record, a high credit score and a consistent repayment history are more than just good practice; it is simply a prerequisite in the financial sector.

The court affirmed SBI's cancellation of the appointment of a Circle Based Officer (CBO) after the candidate's CIBIL (Credit Information Bureau of India Limited) report revealed multiple missed payments and loan defaults....