New Delhi, April 21 -- Getting carried away while using your credit card is quite normal and you may end up spending more than you can normally afford. Some credit card issuers such as SBI Card give an option of converting large purchases into smaller more manageable instalments.

If you use a card issued by SBI Card, you are given an option to convert large purchases into smaller EMIs, or equated monthly instalments (EMIs). This can be done easily on the SBIcard.com website by clicking on Flexipay option. Here we give a step-by-step guide to do that.

I. Go to SBIcard.com website, click on login, enter the user ID and password. Click on 'log in'

II. Now you can click on 'benefits' menu on the left hand side menu and select 'Flexipay'. ...