New Delhi, Jan. 3 -- If you are looking for acredit card and do not want to cough up a large sum towards the annual fee, you may consider applying for SBI Card Unnati. Theannual fee for the card is Rs.499, which is waived off for the first four years.

Additionally, this card offers a range ofreward points, milestone rewards,fuel surcharge waiver and other features. Here we list out the key features of this credit card.

I. Reward points:The card offers you one reward point per Rs.100 spent. You can use your credit card reward points to redeem against a wide array of gifts given in the catalogue.

However, what are not included in the rewards points programme are cash advance, balance transfer, encash flexipay and fuel transactions.

II. ...