New Delhi, Feb. 4 -- The Securities and Exchange Board of India (Sebi) has proposed an ambitious initiative to drive financial inclusion: Small-ticket systematic investment plans (SIPs) with a minimum monthly investment of Rs.250.

This move aims to encourage first-time investors, particularly from low-income segments and underserved regions, to participate in mutual fund investments. Despite the mutual fund industry's robust growth, a significant market remains untapped, offering immense potential for expansion.

Untapped potential

The country's mutual fund industry has witnessed exponential growth in recent years. Total assets under management (AUM) surged from Rs.10 trillion in 2014 to Rs.68.08 trillion as of 30 November 2024. The num...