New Delhi, Sept. 12 -- Regular credit card users tend to use their cards for a range of benefits, which include cashback and rewards.

Here, we give a lowdown on what matters more for the credit card users -- are they cashbacks or reward points? Before proceeding further, let us first understand the key difference between the two. Cashbacks allow users to get some cash credited back to their cards when they make a purchase, and the reward point system sends points that can later be monetised for specified purchases, such as travel or hotel bookings.

Cashbacks allow users to receive some cash back to their cards when they spend at a merchant or online marketplace. If you are looking for simplicity, they are definitely better than reward p...