New Delhi, June 17 -- For most savers, retirement marks a long-awaited reward for years of disciplined investing. But the real financial challenge often begins after the paycheques stop. This often-overlooked phase, known as decumulation, determines whether your hard-earned corpus sustains your lifestyle or runs dry prematurely.

in what sequence and with what protection against taxes and market shocks - can make all the difference between long-term comfort and financial shortfall.

Read this | What makes Mirae Asset's Swarup Mohanty paranoid about his retirement corpus

A well-designed decumulation strategy bridges your lifetime savings with a secure retirement. Without one, even a large corpus can be depleted surprisingly fast. Poor wit...