New Delhi, Jan. 2 -- Forecasts aren't prophecy-they offer a glimpse into market sentiment. Our New Year special asks experts not for perfect numbers, but how they interpret the economy and the world around them-and how that shapes their money moves. The message is clear: discipline beats prediction. Stay invested. Stay diversified. Here's how that thinking is shaping their approach to 2026, and what's likely to keep their sectors busy.

My plan stays boring yet effective: keep SIPs going in diversified equity/hybrids, maintain a proper cash buffer in liquid/ultra-short debt, and rebalance instead of reacting. If rates soften, I'll add duration gradually through high-quality debt rather than trying to guess the exact cut. In 2026, I will a...