New Delhi, Dec. 29 -- Funds raised by banks through private placements, qualified institutional placement and preferential allotment have decreased to their lowest over the last three financial years, the Reserve Bank of India's report on trend and progress of banking in India 2024-25 showed.

Up to November in the current financial year, funds raised by the public, private sector, and foreign banks were at Rs.58,912 crore through 17 issuances, its lowest since FY23, according to provisional data from the Reserve Bank of India (RBI). This represents a sharp decline from the Rs.1.49 trillion raised through 36 issues in FY25 and the Rs.1.31 trillion raised via 40 offerings in FY24.

This reflects cautious balance sheet strategies amid tight...