New Delhi, June 25 -- Premium cards usually bear a high annual fee. In comparison to the free cards or the ones with a fee lower than Rs.1,000, premium cards are typically quite expensive.

Some of these cards tend to charge a fee to the tune of Rs.12,000 or higher. Is this, therefore, worth getting a premium card? Well, why not? This is fine so long as the services these cards offer and discounts they give make up for the fee.

Some of the premium credit cards offer a range of services which include access to golf, special clubs, international lounges, 24X7 concierge service. Let us first give a lowdown on an indicative list of premium credit cards in India.

ICICI Bank Emeralde Credit Card: The card offers a range of features including ...