New Delhi, April 22 -- A good credit score goes a long way in deciding how easily a personal loan applicant or a credit card applicant will be able to secure their set out objectives.

The idea behind a high credit score is to showcase that the borrower has a fairly reasonable credit history and he is always prompt in making repayments on time.

In this particular write-up we will decide with proper reasoning the basic concept of credit scores and the most appropriate credit score that one must have to secure new credit cards, personal loans, home loans etc., in easy and seamless fashion.

India, which is a rapidly growing economy, has a unique way of looking at credit scores. Here, credit scores mostly range from 300 to 900. These scores...