New Delhi, July 28 -- Resorting to borrowing when the credit need arises is a typical behaviour ofconsumers. Be it for car, home, consumer durables or for personal needs, borrowing is the part and parcel of life of consumers everywhere.

CRIF High Mark released its annual report listing out latest trends relating to borrowing trends of Indian consumers.

The report highlights thatpersonal loan POS grew from Rs.10.7 lakh crore to Rs.14.6 lakh crore over two years but year-on-year growth fell sharply from 25.2 percent in FY2024 to 9.1 percent in FY2025.

The report titledHow India Lends Credit Landscape in India FY 2025provides in depth insights into originations, portfolio and delinquency trends across major product categories.

When it co...