New Delhi, June 17 -- If you are planning to raise a personal loan, there are a dozen options. You can fill out a form to get a loan approval from a bank, check if you have a pre-approval or not. Alternatively, you can reach out to a fintech platform for the loan.

It is not an uncommon dilemma to choose between a bank andfintech platform when you are looking for asmall loan. But before you make a decision, make sure you exercise due caution. It is recommended to be aware of these points before you opt for a fintech platform for a personal loan.

I. Reputable platform: As much as possible, reach out to a platform which is reputable and not the obscure one with only a few thousand downloads.

II. Applied for a bank: The first choice while ...