New Delhi, Dec. 15 -- As we approach the end of this calendar year, it is time to review our financial goals. This review becomes critical to see how far we have reached in achieving those goals, apart from adjusting to new dynamics.

When you start a journey, you have a destination in your mind and, depending on the availability of time and resource constraints, you choose your mode/s of transport for reaching the destination. In case you are travelling by road, you keep on watching the milestones to check how far you have reached and how far your destination is. Depending on the speed and pace, you may have to accelerate the speed and probably skip some of the halts during our journey. This review of the speed and journey is equally, or...