New Delhi, April 28 -- If you've been thinking about opening an NPS (National Pension System) account but feel unsure about where to begin, Episode 3 of"NPS Made Simple" breaks it down step by step. In conversation with Mint,Subhasis Ghosh, CEO of Kotak Mahindra Pension Fund, explains just how easy it is to get started-and why the system is built for lifelong flexibility.

Q: So, let's say a group of young professionals or college friends, just starting their first jobs, want to open an NPS account. Where do they begin?First off, kudos to them! If they're thinking about NPS this early, they're financially ahead of the curve. To open an account, all they have to do is go through aPoint of Presence (POP)-which is just a fancy term for a reg...