New Delhi, May 22 -- Non-resident Indians (NRIs) may be living abroad but a vast majority of them continue to have financial obligations in India. An NRI credit card will be a useful tool for them to manage their expenses in India. A credit card issued in India will also help NRIs make payments during their travels to their home country. With this, NRIs can avoid using cards, which are issued abroad, in India, thus cutting down on foreign transaction fees. Here is a guide on NRI credit cards, its types and benefits.

An NRI credit card is issued to non-resident Indian citizens by Indian banks primarily for usage in their home country. It can be used for transacting both in online and offline modes just like in the case of credit cards iss...