New Delhi, April 28 -- At 40, many professionals begin to think more seriously about retirement planning. But with so many investment options-Mutual Funds, PPF, FDs, and now NPS-it's easy to get overwhelmed. In Episode 6 of "NPS Made Simple", Subhasis Ghosh, CEO of Kotak Mahindra Pension Fund, helps break down the key question: How does NPS compare to other common savings tools?

Through the lens of a mid-career couple in their 40s, the episode explores performance, tax treatment, long-term viability, and what makes NPS a compelling-and often overlooked-choice.

Q: Is it too late to start retirement planning in your 40s?Not at all. Ideally, you should begin in your 20s or early 30s, but if you haven't, your 40s are still a very viable win...