New Delhi, April 26 -- In Episode 2 of "NPS Made Simple", Subhasis Ghosh, CEO of Kotak Mahindra Pension Fund, dispels a long-standing myth: that the National Pension System is only for government employees or corporate professionals. In conversation with Mint, he explains why freelancers, gig workers, NRIs, and even those on career breaks should consider opening an NPS account.

Q: Priya is 32, a freelance content creator. With no fixed employer or PF, does NPS work for her?Absolutely. Priya needs it more than someone in a corporate job with EPF benefits. Freelancers have to take ownership of their financial future, and NPS gives them a structured way to do that, starting at just Rs.1,000 a year.

Q: But what happens if someone can't inve...