New Delhi, April 14 -- In India sustaining a high credit score is extremely important for applying for loans, credit cards and other credit instruments. A high credit score ensures that you are able to secure a loan at favorable interest rates and keep your financial security intact.

Now, debt such as personal loans and credit cards also helps build credit history, many Indians still prefer to avoid such associations and commitments. That is why it is important to understand how you can still improve your credit score, even if you have no debt.

This write up is dedicated towards discussing five simple steps you can follow to improve your credit score even without having no debt on yourself.

On the question of improving credit score eve...