New Delhi, July 11 -- A new $6,000 tax deduction (or $12,000 for married couples) is the real reason most seniors won't pay taxes on Social Security benefits under Donald Trump's "One Big Beautiful Bill".

Available through 2028 to those 65+ earning ≤$75,000 individually or ≤$150,000 jointly, this deduction lowers taxable income so much that for 88% of seniors, up from 64%, their benefits effectively become tax-free.

But the law doesn't eliminate Social Security taxes directly; it just makes them disappear for many through this backdoor method.

The biggest winners are middle-income seniors. Those earning $50,000-$200,000 could see taxes on benefits reduced or erased because the deduction lowers their "combined income" used t...