New Delhi, Jan. 30 -- Every new year begins with good intent. We want to eat better, spend more consciously, invest more thoughtfully, and take our health seriously. The problem isn't intent. It's what happens after the first few weeks.

Daily life takes over. Bills get paid. Work gets busy. Small habits slip. And before people realise it, they're reacting to outcomes instead of staying ahead of them. That's because habits don't run on motivation. They run on systems. And many individuals don't have a simple system to keep track of what matters.

That's where My Track on the ABCD App fits in.

Instead of managing health, money and investments across different apps, statements and reminders, My Track brings everything together in one place...