New Delhi, Feb. 17 -- Despite an increase in systematic investment plan (SIPs) contributions, the stoppage ratio of SIPs, which stood at 52.3 per cent last year, has spiked to 109 per cent in January 2025.

Against 56.19 lakh new SIPs registered, 61.33 lakh were discontinued last month. This means more SIPs were discontinued in January 2025 than new ones started, reveals the latest Association of Mutual Funds in India (AMFI) data.

This is a stark departure from the trend seen in the past several months, if not longer. As the table below shows, new SIPs tend to surpass the ones that are discontinued during the same period, barring in January.

(Source: AMFI)

Experts point out several reasons for the discontinuation of SIPs. One key reaso...