Mutual funds, Sept. 16 -- WhiteOak Capital Mutual Fund released its SIP Analysis Report to address several pertinent questions regarding systematic investment plans (SIPs).

Meanwhile, the latest AMFI data for August showed that total SIP assets under management (AUM) stood at Rs.15,18,368 crore, accounting for 20.2 per cent of total mutual fund assets. SIP contributions for August 2025 amounted to Rs.28,265 crore, slightly lower than July's Rs.28,464 crore.

The report tries to answer commonly asked questions, including the best time to make an investment in SIPs, the right frequency to invest, the right date to invest, and the ideal investment horizon.

The report notes that in the long term, it hardly matters whether the investor inves...