New Delhi, Jan. 9 -- Investing is primarily aimed at generating long-term wealth. When investing in mutual funds, it is recommended to use a systematic investment plan (SIP) to maximize the benefits of rupee cost averaging.

When you invest regularly via SIP, any wealth advisor worth his salt would advise you to continue your SIP come rain or shine. However, there are some investors who - for a variety of reasons - happen to discontinue them or stop them upon completion of tenor.

In Nov 2025, 43.18 lakh SIPs were discontinued (or completed). In the previous three months, the corresponding figures stood at 45.10 lakh (Oct), 44.03 lakh (Sept) and 41.15 lakh (August), respectively.

Interestingly, SIP contribution also declined marginally i...