New Delhi, Oct. 14 -- The Central Board of Trustees (CBT) of the Employees' Provident Fund (EPF) has proposed significant changes to PF rules, aiming to simplify the process for partial withdrawals. However, the final settlement after leaving full-time employment might become more restrictive. Mint breaks down the proposals and explains what they mean for you.

What are the main changes proposed?

Among the changes announced on Monday, the current 13 complex conditions for partial withdrawals will now be grouped into three broad categories.

"Earlier, EPFO had 13 specific conditions with separate limits and eligibility rules. We've simplified them into three categories," said Madhu Damodaran, CBT member and regional managing partner at AM...