New Delhi, Feb. 24 -- Receiving an inheritance can be complex, especially if it involves cross-border transfers. Diya (name changed), a 60-year-old woman, found herself in a difficult situation when her father passed away in February 2023. She had dual US and Norway citizenship and an Overseas Citizen of India (OCI) card, and had been living in Norway with her husband for more than seven years. Her parents lived in the US for 20 years before moving back to India during the covid-19 pandemic.

With her father gone, her 85-year-old mother was living alone in Coorg. This meant Diya had to manage her father's assets in the US while ensuring her mother's financial security in India and securing her own future in Norway.

The very first challen...