New Delhi, Oct. 28 -- Systematic investment plan or SIP has become one of the most popular and convenient ways for retail investors to part their money in the Indian stock market.

The monthly SIP trends underscore the investor's commitment. The SIP contribution reached a record Rs.29,361 crore in September 2025, marking an all-time high. The number of active SIP accounts rose to 9.25 crore, up from 8.98 crore in August, with the total SIP assets under management (AUM) accounting for 20.2% of the mutual fund industry's total assets.

SIPs are a way of investing in mutual funds in a periodic manner, generally over a month. It allows investors to invest a fixed amount every month in a mutual fund or stock of their choice, helping them benef...