New Delhi, Feb. 24 -- Loan Against Property - Using What You Own to Meet Larger Financial Needs

Property is often viewed as a long-term asset, valued for the stability it provides rather than its financial potential. Yet, there can be situations where significant funds are required-whether to expand a business, renovate a home, or consolidate existing liabilities. In such cases, a loan against property offers a practical way to access capital without giving up ownership of the asset.

By pledging a residential or commercial property as collateral, borrowers can unlock funds while continuing to use the property as usual. However, because this form of borrowing involves higher loan amounts and longer tenures, understanding how it works is ...