New Delhi, Oct. 10 -- To meet expenses this Diwali, aspiring borrowers have several different loan options. Two of the same are PPF-based loans and personal loans. PPF-based loans are secured, low-interest, and limited to 25% of the PPF balance. A personal loan, on the other hand, is unsecured and based on the borrower's creditworthiness.

Furthermore, personal loans are ideal for larger financial needs, such as weddings, travel, education, and medical surgeries, with no restrictions on the usage of the borrowed funds.

Note: The differences and features of loans against PPF and personal loans discussed above are for illustrative purposes. For the most up-to-date interest rates, terms, and conditions, please refer to the official website ...