New Delhi, Oct. 19 -- Diwali just isn't about lights and festivities, it's also the time when we worship Lakshmi, the goddess of wealth. But to truly unlock Lakshmi's blessings, it's important to invoke the powers of Saraswati as well. If you seek knowledge sincerely, wealth will follow naturally.

This is as true for your portfolio as it is for life. It's difficult to build lasting wealth on hot tips and guesswork. The real power lies in strengthening your financial foundation - knowing why you are investing, how different products work, and what differing goals they serve.

So while seeking blessings from Lakshmi this Diwali, don't forget to invite Saraswati, too.

Here are five money principles that can help you do just that.

There's ...