New Delhi, Feb. 12 -- The Kisan Credit Card (KCC) scheme, launched by the Government of India, provides farmers with accessible credit for agricultural expenses, including seeds, fertilizers, and equipment. The scheme is launched with an objective to offer loans at lower interest rates to support farming activities.

Farmers can apply for a KCC through banks by submitting the required documents and following a structured application process. The government has simplified the procedure to ensure easy access to credit, helping farmers meet financial requirements efficiently.

Launched in 1998, the KCC scheme offers loans to farmers with short-term payback periods and at subsidized rates of interest. This helps service debt by lending at an ...