New Delhi, July 3 -- The Fourth of July, commemorating the adoption of the Declaration of US Independence in 1776, is a federal holiday celebrated across the country with parades, fireworks, and gatherings. While most Americans enjoy a day off, it also means closures of many essential services.

Most major banks-including Bank of America, Wells Fargo, PNC, CitiBank, Truist, JPMorgan Chase, and Capital One-will be closed on Friday (July 4).

All USPS post offices will be closed, with no regular mail delivery. Only Priority Mail Express will operate. UPS and FedEx will suspend most pickup and delivery services for the day. If you need urgent delivery, UPS Express Critical remains available 365 days a year.

The New York Stock Exchange and N...