New Delhi, July 28 -- As the income tax return (ITR) submission deadline nears, which was extended until 15 September 2025 for assessment year 2025-26, several individuals with no taxable income are questioning and wondering if filing in their case is at all required?

The answer to this problem is simple, submitting your ITR provides crucial long term benefits even when your total tax liability is zero. Further, filing your ITR ensures smoother personal loan approvals, quicker refunds, and stronger financial credibility. It also helps avoid tax scrutiny and secures access to government benefits and schemes.

According to government data, India recorded over 9.19 crore ITR filings in FY 2024-25. This was a clear reflection of growing awar...