New Delhi, Jan. 30 -- A credit card limit is the maximum amount you can utilise on your credit card. Credit limit can impact your credit utilisation ratio which can then impact your credit score. If you have an HDFC Bank credit card and want to increase your credit limit, you can do it for absolutely free of charge. However, you are required to fulfil certain eligibility requirements to get your credit card limit increased.

Use your card regularly: In order to be eligible for getting an increase in your credit limit, make sure that you have been using your credit card regularly.

Pay bills on time: Make sure that you pay your credit card bills timely as it demonstrates financial discipline and helps you increase your credit score.

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